Utility Bill Payments Available on the Lova App

Paying utility bills is becoming simpler with the use of digital wallets. The Lova app, a digital wallet available in BiH, has also added this…

June 3, 2026
10 min read

Paying utility bills is becoming simpler with the use of digital wallets. The Lova app, as a digital wallet available in BiH, has also added this service. So, in addition to contactless payment services at over 100 locations in BiH, and purchasing various vouchers and top-ups, you can now pay your electricity, water, or phone bill in just a few clicks, and everything is explained step by step in this video tutorial.In the era of digitalization, where we encounter new technologies daily, the Lova app is proud to present a practical service that will simplify daily tasks – paying utility bills. This new functionality offers numerous benefits that we want to introduce to you.

Čovjek drži telefon i plaća račun skeniranjem qr koda

Below, find out how you can quickly, easily, and economically manage your utility bills with the Lova app.

Benefits of paying utility bills via the Lova app

1. Low payment fee

One of the key reasons you should consider using the Lova app for paying utility bills is its exceptionally low fee. For each utility bill payment transaction made through the Lova app, you pay a fee of only 0.5 KM.

2. Fast and easy payment by scanning a QR code

The Lova app offers fast and easy utility bill payment by scanning a QR code. Instead of the lengthy process of entering account numbers and amounts, or standing and waiting in line at a bank or post office, all you need to do is point your smartphone at the QR code on your utility bill. The app will automatically recognize all necessary information and allow you to make the payment quickly and accurately.

3. Cryptocurrency payments

Given that the Lova app, in cooperation with the BCX crypto platform, enables the buying and selling of cryptocurrencies, you can pay your utility bill not only with your KM wallet but also with a crypto wallet. This means if you have one of the six available cryptocurrencies, you can pay the bill with crypto, which is automatically converted to KM during payment.

How does paying utility bills on the Lova app work?

Step 1: Download the Lova App: The first step is to download the Lova app from Google Play or App Store.Step 2: Registration and Verification: After downloading the app, follow the simple registration and verification process to complete your profile on the app.Step 3: Select the "Services" Option: Within the app, find and select the "Services" option. Then click on the "Utility Bills" icon, and a list of available companies for which you can pay utility bills via the Lova app will be displayed. Currently, you can pay the following bills:

  • mobile and landline phone bills for "M:tel" operator
  • electricity bills for "Elektroprivreda RS"
  • water bills for "Vodovod A.D Banja Luka" and "Vodovod A.D Prnjavor"
  • heating bills for "Eko toplane Banja Luka"

You can see all the details about payment methods in this video.

Lova plaćanje režijskih računa

How to pay utility bills with the Lova app?

From the app's home page, select the "Services" option, then click on the "Utility Bills" icon. This will list all the bills that can currently be paid via Lova. After that, select the bill you wish to pay, and your camera and a field for scanning the QR code from the bill will open. Scan the utility bill's QR code using your phone's camera. Afterwards, fields will open that you can further modify; for example, if you want to pay a larger or smaller amount than the amount for which the bill was created – you can do that here. Click "Confirm," and after a successful transaction, you will receive a payment confirmation. Also, under the "Services" option, you have an overview of all transactions, so you can see all the bills you have paid there. So, you select the "Transactions" option, and then the "Bills" option.

Conclusion

Paying utility bills has become simpler and faster with the Lova app. With an exceptionally low commission of only 0.5 KM and the option for quick payment by scanning a QR code, the Lova app makes these daily tasks less stressful and more straightforward. Don't wait! Download the Lova app on Google Play or App Store , register, and enjoy all the benefits of fast and affordable utility bill payments, as well as all other services offered by the Lova app.

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