Crypto payments and payouts for merchants, always in KM
BCX Pay is an advanced payment gateway solution that enables merchants to facilitate a two-way flow of cryptocurrency payments, while the merchant always operates in convertible marks (KM/BAM).
Customers can pay or receive funds in cryptocurrencies, and the system automatically performs the conversion in the background, so you don't take on crypto risk or need to hold cryptocurrencies.
What does BCX Pay enable?
Crypto payments
KM for the merchant
Customers pay with cryptocurrencies, and as a merchant, you automatically receive KM in your business account or Lova merchant wallet.
Crypto payouts
to users
The merchant can make payouts to users in cryptocurrencies, while remaining in KM, and the system automatically converts and pays out in crypto.
Ideal for:
Platforms with user payouts- Rewards, bonuses, and payout systems
- Online services and digital products
Why merchants choose BCX Pay
Always operate in KM
Whether it's a payment in or out, your accounting is in KM – simple, transparent, and regulatory compliant.
Without crypto volatility
No need to hold crypto assets or expose yourself to price fluctuations.
Attracting a new generation of users
Enable crypto payments and payouts without changing your existing business model.
Simple and secure
BCX Pay is part of the BCX and Lova ecosystem, developed according to fintech standards with a high level of security.
How BCX Pay works
Payments (Crypto KM)
Payouts (KM Crypto)
Who is BCX Pay for?
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eCommerce stores- Online platforms and marketplaces
- Services with user payouts
- For Digital and Fintech Platforms
If you need a crypto payment gateway without crypto complications, BCX Pay is the right solution.
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Frequently Asked Questions
for Merchants
No. The idea behind BCX Pay is to enable customers to make crypto deposits/withdrawals, while you remain in KM.
By system definition, the partner's user is not required to have a BCX account — it is sufficient for them to use the partner's system.
This depends on the business model: the conversion cost can be borne by the partner or the user, and recommendations and calculation logic are defined in the technical description.
The callback/webhook returns a payload with key fields (amount, status, currencies, exchange rate, etc.), enabling automatic posting in your system.
How to get started with BCX Pay
Our team will guide you through the activation process and tailor the solution to your business model.
BCX Pay easily
integrates with your system.
Enable crypto transactions for users, while you operate exclusively in KM.