Distributors, become part of the Lova distribution network

Lova is continuously expanding its distribution network across Bosnia and Herzegovina and the region. Through the Lova Distributors program, we enable merchants with multiple locations to become authorized electronic money distributors by selling and redeeming Lova top-ups and Lova vouchers, with the potential to generate significant additional income.

What does it mean to be a Lova distributor?

A Lova distributor is a merchant or company that, through its network of locations:

1. Sells Lova top-ups and Lova vouchers
2. Facilitates the redemption of electronic money (cash payouts) for end-users

As a distributor:

  • offer a complete financial service to customers
  • increase foot traffic and customer visits to your locations
  • earn additional income per transaction

All this with minimal operational requirements and full support from the Lova team.

Who can become a Lova distributor?


Applications are open to:
  • Kiosk network
  • Gas stations
  • Retail chains
  • Betting shops and gaming operators
  • Other retailers with multiple sales locations

If you have multiple physical locations and stable daily traffic, you have the ideal prerequisites to become a Lova distributor.

What services do you provide as a Lova distributor?

Sale of Lova top-ups

Users purchase Lova top-ups with cash or other available methods and easily fund their Lova e-wallet.

Sale of Lova vouchers

There are no installation or service fees. Lova Pay activates in minutes, and our team handles the technical aspects.

Electronic money redemption

We accept utility bills (electricity, water, phone) or a CIPS certificate, or any government institution document clearly stating your name, address, and date (not older than 3 months).

This call is open to:
The user creates a withdrawal request in the Lova app
Receives a unique code
They come to the distributor's location with the code
The distributor pays out cash

Benefits for distributors

  • Additional and stable revenue streams
  • More visits and higher traffic per location
  • Digital products without logistical costs
  • Simple training and operational process
  • Support and onboarding from the Lova team
  • Participation in the growth of the domestic fintech ecosystem

Why Become a Lova Distributor?

The growing need for digital money and fast fund payouts makes Lova distributors crucial access points for end-users.

Becoming a Lova distributor means:

  • offer a complete electronic money cycle (deposits and withdrawals)
  • increase the relevance of your locations
  • establish a long-term partnership with Lova

How to Get Started

Setting up Lova Payment Gateway on your webshop is fast, secure, and simple — all in just a few steps:

Become a Lova DistributorContact Us
Contact Us

Reach out to us via the contact form or directly to our sales team.

Analysis and Agreement

Together, we analyze your network of locations and define the optimal partnership model.

Activation and Getting Started

After activation, your locations become part of Lova's distribution network for electronic money sales and payouts.