Fees
Overview of all fees for deposits, sending, payments, and withdrawals – no hidden costs.
Fees for users
Bank transfer
The minimum amount for
top-up is 10KM
Top-up via Lova voucher
Cash top-ups are available at pumps and kiosks throughout BiH. A list of all locations can be found here. The minimum top-up amount is 10 KM.
Top-up via Lova voucher
Daily limit: 2000 KM Monthly limit: 30000 KM
You can buy Lova top-ups at designated points of sale
Sending money
Commission paid by the sender.
Payment in KM in
All users are exempt from paying fees when paying for goods and services
Payment in cryptocurrencies
All users pay a 5% commission when paying with cryptocurrencies. During payment, cryptocurrencies are converted to KM, so the end merchant receives KM.
Top-up via xBon
A top-up is made by entering the code from an xBon voucher into the Lova KM wallet.
Top-up via bank card
This type of top-up is processed within a few minutes. You need to enter your card number and CVV.
Top-up via Lova depositron
Top up your Lova wallet by entering the withdrawal code on the Lova depositron, and luck will be on your side.
Withdrawal via depositron locations across BiH
Withdrawals are available at pumps and kiosks. You can find a list of all locations here.
Withdrawal via Nova Banka ATMs across BiH
The minimum withdrawal fee is 3 KM.
Merchant fees/per transaction
electronic money collection
bank withdrawal (depending on amount)
Withdrawals via points of sale - Depozitron
*minimum withdrawal amount is 10 KM, maximum is 500 KM