Black Friday isn't just a time when our users find discounts on clothes, tech, or cosmetics. This year, we at Lova understand that value can also be found elsewhere – in the ability to more easily connect with and delight the people who matter to you. Therefore, we've made it possible for you to treat someone with an amount of your choice, completely free of charge, accompanied by the well-known message: "Buy yourself a chocolate!"
"Buy yourself a chocolate" anytime until December 7th
From November 28th to December 7th, we're bringing you a unique Black Friday offer: completely free money transfers between all Lova app users. In a time when every mark counts, this promotion is the perfect way to delight someone you care about, without any extra costs. Instead of wasting time at banks or paying high fees, Lova offers you speed, security, and flexibility that fits your daily routine, while also reflecting the traditions of our region. The well-known message "Buy yourself a chocolate!" now gets its modern interpretation. If you don't know what to get someone for the holidays or if that person is too far away to personally deliver a gift, you can send them a chosen amount in just a few seconds, along with all the care and love that comes with it!
Why has sending money become an everyday necessity?
Life often puts us in situations where we need to react quickly, especially in the financial world. Perhaps your children are studying in another city, and you want to delight them during the holidays, even if you're not together. Maybe a friend needs help, and you can't see them in person. Or perhaps you work with clients from different cities and want to receive money instantly, without waiting.

Traditional methods like going to the bank, filling out payment slips, and waiting in lines have become outdated and impractical. Today, electronic money and e-wallet solutions offer the ability to send money in less than a minute, no matter where you are. All you need is internet access and a mobile phone to send money from your armchair, a cafe, or the office. Sending fees are minimal, and during the Black Friday promotion, we're eliminating them entirely. Furthermore, such applications are available 24/7, 365 days a year.
Black Friday Promotion: Send Money Completely Free
Black Friday is traditionally a period of sales and special discounts. This year, Lova is giving you completely free money transfers during the most significant period of shopping frenzy: from November 28th to December 7th, 2025. What does this practically mean for you? If you want to send 100 KM to someone you care about, that person will receive exactly 100 KM in their account, and your KM wallet will be debited for precisely the amount you send. So, no hidden costs and no sending fees. It's an ideal gift for a loved one who isn't nearby, so they can "buy themselves a chocolate" with that money, as our old saying goes for such monetary gifts. This promotion also allows you to help a family member living in another city, repay borrowed money to a friend, or simply send money as a gift to someone for the upcoming holidays. It's also a great way to save on fees. The promotion lasts 10 days, giving you plenty of time to use the free money transfer service as many times as you wish.
How does sending money through the Lova app work?
The process of sending money via the Lova app is designed to be intuitive and simple. First, you need to download the app from Google Play or the App Store. Downloading and installing is completely free. After that, open the app and create an account using your phone number and basic information. Then, follow the remaining instructions and steps required for complete registration. If you want to send money to someone, you first need to deposit funds into your Lova account. You can do this using a bank account, directly from a bank card, or by purchasing vouchers at numerous kiosks and gas stations across BiH. You can read more about deposit methods at this link.Now, when you want to send money, select the "Send" option in the app and enter the email address or wallet ID of the person you're sending funds to. Enter the amount you wish to send, verify the details, and confirm the transaction. In less than 30 seconds, the person will receive the money in their Lova wallet.
Advantages of a Digital Wallet for Fast Money Transfers
When you compare Lova digital wallet with traditional methods, the differences become obvious. Unlike banks that operate until a certain hour or don't work at all on weekends, the Lova app is available non-stop. You can send money at midnight, on a Sunday morning, or during holidays.

A traditional bank transfer can take anywhere from a few hours to several business days, especially between different banks. Unlike banks, online money transfers via Lova are completed in a matter of seconds. The recipient has immediate access to the funds. Modern money transfer apps use multi-layered encryption and data protection. Every transaction is secured, and access to your account is only possible with a password or biometric identifier. Furthermore, if you work abroad or travel, sending money from overseas becomes much easier as you don't have to search for a local bank or Western Union location.
Receiving Money: Simple and Hassle-Free
The person receiving the money doesn't have to worry about anything, as the entire process is automated and fast. When someone sends money to your Lova account, you immediately receive a notification on your phone. The money instantly appears in your e-wallet, and you can use it in multiple ways. There's no need to withdraw the received money immediately; you can keep it in the app without maintenance fees and use it to pay bills, purchase vouchers, or other Lova services. If you wish to transfer the money to your bank account, that service is available and maximally simplified. However, if you prefer cash, you can withdraw funds via Lova deposit machines at kiosks and gas stations throughout Bosnia and Herzegovina, or at Nova Banka ATMs within Republika Srpska.
Your Money, Your Control – More Lova App Features
Lova offers a complete financial solution, allowing you to manage most of your daily financial needs from a single app. You can pay all utility bills (electricity, water, internet) directly from the app. Additionally, Lova allows you to purchase vouchers for Meridian, Maxbet, Volcano, xLive, Mozzart, OLX, PlayStation, and other services. Top up your mobile phone credit, pay for parking, or buy a vignette directly through the app. For those interested in cryptocurrencies, Lova offers the option to buy, sell, and save this digital asset. This wide range of services makes Lova more than just an ordinary app; it's a digital financial assistant.
Take Advantage of the Black Friday Offer and Join the Lova Community
In an era where technology is transforming how we work and manage our finances, it's crucial to keep pace with innovation. Sending money without fees during the Black Friday period isn't just about financial savings. It's also an opportunity to experience a modern way of managing money without any costs.

Imagine how many times a year you send money to someone. Digitally sending money with 0 fees means direct savings. Even more important than monetary savings is saving time, as time is the only resource you can't get back. This way, you can bring joy to your loved ones by sending them money to buy themselves a treat, something that makes holidays special, a symbol of your community during the most cherished time of the year. Lova is not just an app. It's part of a growing community of people who have recognized the benefits of digital wallets. Joining costs nothing, downloading is free, and registration takes just a few minutes. The Black Friday promotion is for a limited time, ten days during which you can send money completely free. The app is available on Google Play or the App Store. Whether you want to help someone dear to you or experience how fast money transfers work in the digital world – this is the perfect moment to start.


