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E-wallet Funding (e-money issuance)Services Sending Money Payments Withdrawals (e-money redemption)Cryptocurrencies Locations

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E-wallet Withdrawals (e-money redemption)VISA Card Issuance Services Sending Money

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Products for Users

Take control of your finances with the secure Lova e-wallet, allowing easy money management via your phone.

Deposits (e-money issuance)

Quickly and easily top up your Lova account via bank transfer, card, or cash at our numerous locations across BiH.

Simplify your daily life and pay bills, parking, or buy various vouchers from the comfort of your home, without waiting in lines.

Quickly and easily send money to friends and family within the Lova network in just a few clicks, anywhere, anytime.

Experience the benefits of modern contactless payment by scanning a QR code at our many merchants and partners, with maximum transaction security.

Payouts (e-money redemption)

Your money is always accessible with the option of fast and secure payouts to a bank account or by withdrawing cash at ATMs and kiosks.

Cryptocurrencies

Leverage our partnership with the BCX platform for secure, fast, and easy buying, selling, and storing of the most popular cryptocurrencies.

Experience the benefits of modern contactless payment by scanning a QR code at our many merchants and partners, with maximum transaction security.

Products for Merchants

Accept payments directly to your Lova e-wallet and easily track and manage your business income via your phone.

LovaPay (e-money payments)

Accept payments from Lova users by simply scanning a QR code. Fast, secure, and no additional equipment needed.

Lova Payment Gateway (for eCommerce)

Integrate Lova e-money as a payment method on your online shop and enable customers to make fast, secure payments without cards.

BCXPay (cryptocurrency payments)

Leverage our partnership with the BCX platform and start accepting payments in the most popular cryptocurrencies with automatic conversion to KM.

Card Payment Gateway (for eCommerce)

Connect your online shop with a reliable gateway that supports VISA cards and provide customers with a secure and simple shopping experience.

Turn your smartphone into a modern POS terminal and accept contactless payments with cards and e-money without any additional equipment.

About the Company

Learn more about our vision, mission, and the team of experts behind the Lova platform, dedicated to innovations in digital payments.

Join our dynamic team and explore current job openings at a company shaping the future of payments.

Get to know our network of strategic partners and companies with whom we are jointly building a better financial services ecosystem.

See a list of authorized distributors and locations nationwide where you can quickly and easily top up your Lova account.

Find all the necessary information to contact us, ask a question, or request support from our team.

Discover the people shaping the future of finance. Meet our expert team dedicated to developing innovative and secure digital payment solutions.

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Lova.ba Blog

Here you can follow all news related to digital wallets, digital money, as well as the Lova e-wallet mobile application.

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Lova for all your needs! The first domestic e-wallet

Address

Braće Pantića 2
78 000 Banja Luka

Phone

+387 65 151 115

+387 51 981 444

Email

podrska@lova.ba
info@lova.ba

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E-wallet
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Coming Soon

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© "Digital Money Transfer" d.o.o. Banja Luka, Lova brand, 2025.

"Digital Money Transfer" d.o.o. Banja Luka is a business entity registered with the District Commercial Court in Banja Luka, Republika Srpska, Bosnia and Herzegovina, under registration number 57-01-0291-21, company registration number 11209505, and unique identification number (JIB) 4404773650002. The company's subscribed and paid-up capital amounts to 829,650.00 KM.
‍The company is licensed by the Banking Agency of Republika Srpska (ABRS) for the issuance of electronic money and the provision of payment services, in accordance with the Law on Electronic Money of Republika Srpska ("Official Gazette of Republika Srpska", number 1/24) and the Decision on the Conditions and Procedure for Issuing and Revoking Licenses for the Issuance of Electronic Money to Companies Engaged in the Business of Issuing Electronic Money in Republika Srpska ("Official Gazette of Republika Srpska", number 95/24).The business account of "Digital Money Transfer" d.o.o. Banja Luka is held with "MF Banka" a.d. Banja Luka, account number 572-106-00016375-55.
‍The company's headquarters are located at Ulica Braće Pantića broj 2, 78000 Banja Luka, Republika Srpska, Bosnia and Herzegovina.More information about our terms of use and privacy policy can be found here